TRAINING DEBT MANAGEMENT FOR BURDEN FREE FINANCIAL LIFE
TRAINING MANAJEMEN HUTANG UNTUK KEHIDUPAN KEUANGAN GRATIS BEBAN
TRAINING LEARN THE NATURE OF GOOD DEBT AND BAD DEBT
PROGRAM DESCRIPTION
Bad Consumer Debt is a cancer to any financial condition, and many has
no control over their debt condition. Unpaid debt will cause numerous
damage to any individual or family life, and most of the time, the
debtor cannot see the solution to their financial condition. This
program is design to help those who are seeking solution to
Consumptive Debt Management
PROGRAM OBJECTIVE
* Learn fundamentals of good cash management
* Learn the nature of good debt and bad debt
* Learn the process and the steps needed to be debt free
TARGET AUDIENCE
Financial Advisors, Financial Professionals, and Investors who wish to
have a more in depth understanding to Manage and Be Free of Debt
DURATION
1 Day
REQUIREMENT
None
ASSESSMENT
None
AWARD
Certificate of Attendance from Multimatics
PROGRAM MODULES
Module 1: For Individuals with No Debt Issues
1. Choosing types of loan according to needs
2. Choosing types of emergency funding
3. Introduction to Individual Debtor Information, Bank Indonesia
Checking, Bank Indonesia Blacklist, Negative List of Indonesian
Credit Card Association / AKKI – Asosiasi Kartu Kredit Indonesia
4. In-depth Nature of Credit Card
5. Debt Problem “Early Warning System”
Module 2: For Individuals with Debt Issues
* Debt Management Process
* Collecting Data
o Personal Data: Family members, Status, Age, Job, Childrem
Schools, etc.
o Income and Outcome
o Available Assets
o Institutional and Non Institutional Debts
o Overview of Financial Condition
* Analyse Data
o Financial Summary Analysis
o In-depth Expenses Analysis; identify every outgoing cash flow
o Identify “Root of Problem”
* Communicating the issues
o Skills for communicating the issue to couples
o Skills for communicating the issue to children
o Skills for communicating the issue to other family members
* Develop Solution Plan
o Techniques and tips to reduce expenses
o Cost and Benefit analysis in selling assets
o Loan Consolidation; secure and un-secured loan
o Negotiating with Creditors; Rescheduling, Interest freeze,
penalty freeze, capital and interest discounts, administrations,
terms and conditions, dos and don’ts, negotiation strategies,
third party services
o Increase Income
Implementation of Solution Plan
Solution Plan Evaluation
TRAINER PROFILE
Iwan Hartawan, S.Si
Mr. Iwan Hartawan is the founder of www.solusilunas.com. He is A
Professional Debt Counsellor, Financial Planner, A Consultant, a
Business to Coach to SME, and an avid entrepreneur. As a Professional
Debt Councellor, he has trained hundreds of Financial Professionals in
skills to manage debt due to comsumptive lifestyle, over spending in
Credit Cards, and quick unsecured loans. Lift of solusilunas,com
includes corporations such as Bank Mandiri, PT. Pertamina (Persero)
Tbk, and Garuda Indonesia. Pak Iwan is also has been invited as guest
lecturers at University of Indonesia Faculty of Economic Master
Program, and Rhenal Kasali School of Entrepreneur.
JADWAL TRAINING TAHUN 2026
03 – 04 Januari 2026 | 16 – 17 Januari 2026
06 – 07 Februari 2026 | 20 – 21 Februari 2026
05 – 06 Maret 2026 | 19 – 20 Maret 2026
03 – 04 April 2026 | 23 – 24 April 2026
07 – 08 Mei 2026 | 21 – 22 Mei 2026
05 – 06 Juni 2026 | 25 – 26 Juni 2026
09 – 10 Juli 2026 | 23 – 24 Juli 2026
06 – 07 Agustus 2026 | 20 – 21 Agustus 2026
04 – 05 September 2026 | 18 – 19 September 2026
08 – 09 Oktober 2026 | 22 – 23 Oktober 2026
06 – 07 November 2026 | 26 – 27 November 2026
04 – 05 Desember 2026 | 18 – 19 Desember 2026
Metode Training
- Tatap Muka/offline
- Online via zoom
Kota Penyelenggaraan jika offline :
- Bandung
- Jogjakarta
- Surabaya
- Jakarta
fasilitas yang didapatkan
- Training Kit Eksklusif
- Tas
- Name Tag
- Modul
- Flash disk
- Ballpoint
- Block Note
- Souvenir
- Harga yang Reliable
- Trainer Kompeten di bidangnya
- Pelayanan Maksimal untuk peserta
- Penjemputan dari dan ke bandara
Investasi :
Public training : Rp. 4.500.000 (minimum 3 pax)
In House Training : on Call